Which payment gateway should I use?

Money goes straight to your gateway account — Funnelwala never holds it. Free plan stores pay a 5% platform fee, collected from Payouts.

Razorpay: the default and the only gateway that supports recurring (monthly/yearly) products.

Cashfree, PayU, Paytm, Instamojo, Easebuzz: Indian one-time payments with UPI, cards and netbanking. Add the keys from your gateway dashboard and tick Test mode while you try sandbox credentials.

Stripe: cards in INR, good for international customers; needs a Stripe India account. Add a webhook for checkout.session.completed.

PayPal: can't charge INR, so buyers pay in USD at the ₹/USD rate you set.

Switching gateways only affects new checkouts. Existing orders keep their original gateway for refunds.